Financial Planning To Help Guide Your Future, Your Way.

Summit Financial Services provides families with the advice, tools, and strategies to develop a realistic custom financial plan, and then help you every step of the way to achieve it.

College Planning

planning for college summit financial services maryland

Retirement Planning

Retirement Planning Solutions - Summit Financial Services Maryland

Doctors Financial Planning

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A Family Approach to Retirement Income Planning

Teaming up with experienced financial professionals to make sense of it all may be one of the smartest decisions you’ll ever make. For many people, the professionals of choice have been Frank and Craig Hebert.  A father and son team whose combined experience and skills enable them to provide comprehensive planning for a variety of clients. Summit Financial Services is an Eldersburg, MD financial advisor providing financial planning strategies aimed towards helping you secure your retirement.

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Let Us Help You Build A Sound Financial Future

We combine strategy, technology and experience with the goals, dreams and desires of our families to create efficient financial solutions that tackle complex situations.
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Frank Hebert, CPA, Wealth Advisor
Craig Hebert, Wealth Advisor

Family owned and operated

For years our family has helped other families and individuals achieve their financial goals through our comprehensive planning strategies and solutions.

Personalized Service

We take the time to understand your individual needs and goals, so we can create a customized financial plan that works for you.

Independent financial advisors

Dedicated to helping you navigate the intricate world of personal finance with your mission in mind and no limitations to design.

More than 6 Decades of experience

We have the knowledge and wisdom to clarify even the most complex financial situations and tax obstacles.

more questions?

By answering a few simple questions about your current financial position, we can calculate where your current financial journey is heading as well as determine the answers to these four questions.

There are four very important financial questions that everyone needs to know the answer to.

We believe that every student deserves a chance to attend college and achieve their dreams

college planning

Traditionally, it takes 4 years to earn a bachelor’s degree, but 96% of confirmed bachelor degree earners complete their degree in 6 years with an average attendance cost of $156,162. (sourced from, updated 6/26/2023)

We also understand that every family’s financial situation is unique. That’s why we offer a range of college planning services to meet your needs and help you create a plan that works for your family.

Get help to plan for the retirement you worked so hard for

retirement planning

In the United States savings expectations for a comfortable retirement increased by 10% to $1.04 million in 2021. (sourced from, updated 7/5/2023)

By saving for retirement, with the help of a professional retirement planning advisor, you can ensure that you have enough money to live comfortably and enjoy your retirement years.

we can guide you through the factors that set doctors apart when saving

doctors financial planning

As of 2021, 76% to 89% of medical school graduates leave school with an average of $203,062 in total education debt, according to the Association of American Medical Colleges. (sourced from, updated 4/6/2023)

Due to increased regulations and decreasing reimbursements, physicians have less time to spend on financial planning. We believe that the unique needs of doctors deserve special attention, and as financial planners for doctors, we can help you design a plan that addresses these challenges.

free college workshop!

How to Get More Scholarships & Grants

Due to the popularity of our free community events, seats fill up quickly, RESERVATIONS ARE REQUIRED.

We Will Cover:
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Meet College Craig

Finally, there is someone who can help college-bound families navigate the complexities of college selection, admission, and financing - he is College Craig. His real identity is Craig Hebert, and he has helped many families from start to finish find the right college, increase chances for admission, and craft a customized financial plan for paying for college.

Plan For Your Future Today!

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